An exception queue, not a spreadsheet
Every line that does not match gets a reason, so finance works through a short list instead of the whole statement.
For businesses paid through Paystack, Flutterwave, Moniepoint and bank transfer
Know where every naira went. Matched to your bank, every morning.
I build software that reconciles your payments, automates the paperwork around them, and only asks a person about the odd ones.
Paid discovery, then a fixed price per phase. You own the code.
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- Adaeze Stores₦44,225Matched by reference
- Lagoon Pharmacy₦248,000Matched by reference
- Musa Traders₦60,970Matched by amount
- Ife Boutique₦23,441Matched by amount
- Duplicate bank credit₦9,553Needs a person
Sound familiar?
- Paystack says we were paid. The bank shows something smaller, a day later.
- Two people spend every Monday in a spreadsheet. Copying figures software could match overnight.
- We paid for an app last year. It was never finished.
What I build
Three things, done properly. Reconciliation first, because it is where the money leaks.
Payment reconciliationEvery payment matched to your bank, every morning.Paystack, Flutterwave, Moniepoint, POS, wallets, NIBSS transfers and bank statements in one daily view, with a short list of what needs a person.AI automationThe repetitive work done for you, with a person approving what matters.Invoice reading, follow-ups, customer chat and weekly reports. One automation at a time, tied to a result you can measure.Custom softwareWeb apps, dashboards and APIs that actually get finished.For companies and founders. Fixed scope per phase, a demo every week, and the code lives in your repository from day one.
What you get
Software near your money should ask before it acts. Every system I ship keeps a person in charge.
A person approves money
Refunds, transfers and payouts wait for a named approver.
Everything is logged
What ran, when, and what it changed.
A report before you sit down
Totals by channel in your inbox every morning.
Your code, your repo
From the first day. NDA on request.
Illustrations of a delivered system with sample figures.
Calculator
What manual matching costs you. Count the people and the hours.
The estimate uses their pay for those hours only. Money lost to unmatched payments comes on top.
Example: 2 people spending 10 hours a week each, paid ₦300,000 a month.
₦150,173 a month
₦1,802,081 a year in staff time.
How I work
Small steps you can see. No big upfront bet.
- 01
Free ops audit
A 30-minute call about your payment channels, tools and where the hours go.
- 02
Proposal in 48 hours
What I would build first, what it costs, and how we will know it worked.
- 03
Build in phases
A fixed price for each phase, paid at milestones, with a demo every week.
- 04
Launch, then 30 days of fixes
I stay on after launch. A monthly care plan is available once we know the system.
Pricing
Paid discovery, then a fixed price per phase. Each phase covers the data sources we agreed.
Recon Health Check
I map your payment channels, measure what is unmatched today and how long it takes your team, and hand you a written plan with a fixed price per phase.
1 to 2 weeks
- Channel and bank map
- Unmatched value today
- Written plan and quote
₦350,000$350
Build
The system itself: matching for your channels and banks, the exception queue, approvals, the daily report, and the code in your repository.
2 to 6 weeks per phase
- Weekly demos
- Milestone payments
- 30 days of fixes
From ₦1,500,000$1,500
Care plan
Monitoring, new channels and changes as the business grows.
Monthly
- Monitoring
- New channels
- Priority fixes
Quoted after launch
About
I'm Joseph Chinedu, a software engineer in Nigeria. I have spent my career building payment systems: reconciliation engines, payouts, lending and payroll software.
I started Afrika T-Tech because the same problem kept showing up everywhere I worked. Money comes in through five channels, the bank statement says something else, and good people spend days making the numbers agree. That work should be software.
You deal with me directly, from the first call to the last fix. Email afrikattechx@gmail.com.
Questions
How much does it cost?
Most work starts with a Recon Health Check at a fixed price (₦350,000$350). I map your payment channels, measure what is unmatched today, and give you a fixed price for each phase. You can stop after the check and keep the report.
How long does a build take?
A first working version usually takes two to six weeks, depending on how many channels and banks are involved. You see progress every week.
Who owns the code?
You do. It lives in your own repository from the first day, with the documentation to run it without me.
What happens if something breaks after launch?
The first 30 days of fixes are included. After that, a monthly care plan or help when you need it.
Do you work outside Nigeria?
Yes. Most of my experience is with Nigerian payment rails, but I work with clients anywhere and can invoice in US dollars.
How do I pay?
In naira or US dollars, by bank transfer, in milestones tied to each phase.